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ABOUT

Establish in 2003, NorthStar Group Insurance Solutions has specialized in providing industry-leading risk management solutions and a small core suite of loan protection products and technology. 

 

Our primary goal is to provide the highest level of customer service, training, and satisfaction for each and every financial institution client we partner with.

 

Just as the North Star provides guidance and direction, our mission is to guide and direct our clients to the most valuable and innovative solutions on the market, addressing our clients continuing evolving needs.  

Alex Kramer
Co-Founder and Managing Director 
Tom Garcia
Co-Founder and Managing Director 

Alex has more than 25 years of experience providing insurance solutions to the financial industry having worked closely with loan operations, compliance and risk management teams, as well as training and motivating front line lenders to drive fee income & loan protection products.

 

Prior to NorthStar, Alex spent almost a decade at AIG, he was integral to cross-selling initiatives for managing risk within loan portfolios, credit insurance programs, GAP.  Alex is a graduate of Radford University in Virginia.  He enjoys traveling, boating, fly fishing and spending time with his wife Jennifer, son Nic and daughter Ava.

Tom has more than 27 years of experience providing insurance solutions to the financial industry having worked closely with loan operations, compliance and risk management teams.

 

Prior to NorthStar, Tom spent 10 years at AIG managing the CPI, VSI and Mortgage Tracking Programs and left during his tenure as the Director of the Property & Casualty Division.  Tom was integral in product management, product development, managing Agent and TPA relationships across the country. Tom is a graduate of Southern Illinois University.  He enjoys traveling, boating, golfing and spending time with his wife Andrea and their two sons Joey and Nico.